Moss Point, MS Insurance: Home, River Flooding, Auto & Business

Moss Point sits where the Escatawpa River meets the Pascagoula River, just north of Pascagoula. It’s a river city with I-10 along its northern edge, Trent Lott International Airport, and plenty of fishing and paddling on the rivers.

Home and flood insurance in Moss Point

River flooding is a different risk from storm surge. Heavy rain upstream can push the rivers over their banks days after a storm passes. During Hurricane Katrina, storm surge topped 20 feet in parts of Moss Point and much of the city flooded.

Flood insurance is worth pricing for any home near the rivers, and remember that NFIP coverage usually takes 30 days to start. Don’t wait until the rivers are rising.

Car insurance in Moss Point

With I-10 and MS 63 running through town, Moss Point sees a lot of truck and commuter traffic. Uninsured and underinsured motorist coverage protects you if you’re hit by someone without enough insurance.

Business insurance in Moss Point

Trucking, logistics, and rail-related businesses near the interstate and airport need commercial auto with appropriate limits, cargo coverage where it applies, and workers’ comp. Fishing guides and outfitters on the river should look at general liability and coverage for boats and equipment.

Common questions from Moss Point

Does flood insurance cover river flooding?

Yes. Flood insurance covers rising water from rivers and bayous as well as storm surge. A homeowners policy covers neither.

Can I buy flood insurance right before a storm?

You can buy it, but NFIP policies usually don’t take effect for 30 days, with limited exceptions. Buy it well ahead of time.

What does commercial trucking insurance include?

Usually liability for injuries and damage you cause, physical damage to your trucks, and cargo coverage for the goods you haul. Requirements depend on what and where you haul.

Helpful guides

• Flood insurance in Mississippi
• Uninsured motorist coverage in Mississippi
• Small business insurance on the Gulf Coast
• Insurance terms, explained