Effective date: October 22, 2026
Local Simple Covered (localsimplecovered.com) is an educational website about insurance in Mississippi. This policy explains what information we collect, how we use it, and who we share it with. Quote requests submitted on this site are handled by Oliver Scott Insurance, a licensed Mississippi insurance agency located at 602 1st Ave, Ocean Springs, MS 39564 (“the agency”).
Information we collect
- Information you give us. When you request a quote, we collect what you enter in the form, such as your name, phone number, email address, ZIP code, the types of coverage you’re interested in, your preferred contact time, and any details you choose to share.
- Information collected automatically. Like most websites, our hosting provider may log basic technical information such as your IP address, browser type, device, and the pages you visit. The site may use cookies needed for it to function.
- Visit statistics. We use a privacy-friendly analytics tool that runs on this website to count visits and see which pages are most useful. It does not use cookies, and the data stays on our server rather than being shared with advertisers.
How we use your information
- To respond to your quote request and contact you by phone, text, or email, as you agreed when you submitted the form
- To prepare and compare insurance quotes for you
- To operate, secure, and improve this website
- To comply with legal and regulatory obligations
How we share your information
- With Oliver Scott Insurance, the licensed agency that responds to quote requests from this site.
- With insurance companies the agency works with, as needed to obtain quotes and issue coverage you request.
- With service providers that help us run the site, such as web hosting and email delivery, only as needed to provide those services.
- When required by law, or to protect the rights, safety, and security of our users, the agency, or others.
We do not sell your personal information.
Text messages
If you agree to receive text messages, they will relate to your quote request and insurance service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent to receive texts is not a condition of purchase. Mobile phone numbers and text messaging opt-in information will not be shared with third parties or affiliates for their own marketing or promotional purposes.
How long we keep information
We keep quote request information for as long as needed to respond to you, provide insurance services, and meet legal and recordkeeping requirements, and then delete or de-identify it.
How we protect information
We use reasonable administrative and technical safeguards to protect your information. No website or method of transmission is completely secure, so we can’t guarantee absolute security.
Your choices
- You can ask us to access, correct, or delete the personal information you submitted.
- You can opt out of calls or emails at any time by telling the agent who contacts you, or by using the contact information below.
- You can opt out of text messages at any time by replying STOP.
Children’s privacy
This site is not directed to children under 13, and we do not knowingly collect personal information from them.
Links to other websites
Our articles may link to other websites, such as government agencies. We aren’t responsible for their privacy practices, so please review their policies.
Changes to this policy
We may update this policy from time to time. When we do, we’ll change the effective date above.
Contact us
Questions or requests about your information can be sent to Oliver Scott Insurance at info@oliverscottins.com or (228) 300-2874.